Traffic accidents are an unfortunate fact of life for passenger car drivers. No matter how carefully you drive, at some point, you may find yourself in an accident with another vehicle. This is because you can’t control the speed or recklessness of another driver, and you may end up as the victim of another person’s mistake. When this happens, you will provide each other with insurance information and, in most cases, let your insurance companies resolve the matter. But what happens when you are involved in a UPS Truck Accident? With the increase in your fellow Texans relying on online shopping, delivery trucks from UPS seem to be swarming the roads of Houston on any given day. This increases the likelihood that you may have a collision, major accident, or simple fender bender with one of these commercial drivers.
What should you do if you are involved in an accident with a UPS truck?
If you are involved in an accident involving a UPS driver, there are a number of things you should do right after the accident. Like most other collisions, if you are injured, you should call for immediate medical help. If you call a 911 dispatcher, he or she will ask if you are injured, so they can send an ambulance together with a police officer. If you are uninjured, you should still request assistance. A police report written at the time of the accident can be a key piece of evidence further down the road. It will also help you file an insurance claim.
After calling 911, you or, if you are injured, someone in your vehicle, should exchange driver’s licenses, insurance cards, and registration information with the UPS driver. You should also get statements from anyone who may have witnessed the collision. If there are witnesses, politely ask them if they can talk to the police when they arrive. This could be useful information. You should also use the camera on your phone to take pictures of your vehicle, the UPS truck, the street where the accident happened, any applicable road signs, and any bodily injuries. All of these items will be helpful in filing a claim and collecting against UPS if the driver caused the accident.
The UPS insurance claims process
When you have an accident with another passenger vehicle driver, the process is fairly straightforward. The two insurance companies will assign adjusters to the claim, they will go over the relative coverage of each driver, and also figure out which driver was at fault, and to what extent. The two adjusters will then work out most of the details such as which insurance company will pay for the medical bills and car repairs for the drivers and passengers involved in the accident.
Filing a claim with a commercial vehicle insurance company is a much more difficult process. This is especially the case with UPS, which has a long relationship with Liberty Mutual. While the UPS driver may have his or her own insurance, you are more likely to get a better settlement from the company itself since the drivers were acting as agents of UPS. Bear in mind that UPS has a reputation for denying most claims for liability, forcing drivers like you to sue. This is why it is crucial that you get as much information as possible at the time of the accident. All of the photographs, police reports, and documentation will come in handy for your attorney when he or she needs to contact UPS and Liberty Mutual.
While most simple auto accidents can be taken care of through the insurance company, major ones will require the assistance of a seasoned attorney. This is especially true when you are involved in an accident with a UPS driver. Hiring the right attorney is crucial to getting the compensation you deserve from UPS.
If you are involved in an accident with a UPS truck, call our firm today
As you can see, getting compensation from UPS for an auto accident can be a difficult process. The experienced attorneys at Hernandez Sunosky, LLP will provide you with the representation you need to get the compensation you require from UPS. Call us for a free consultation today. We are fluent in Spanish and are dedicated to serving our community.